18 July 2010

Single-Payer was the only decent idea

With all due respect to my friends who have urged me to relax my objections to the upcoming changes in health insurance "because we need to change things, and this is a start," ... the new plan sucks.

There is no incentive whatsoever for the insurers to reduce premium costs by any means other than minimizing the bang for the buck. So unless you can afford the high deductible and co-payments that will be assessed if you leave your insurance network, the list of covered doctors and hospitals is very likely to be reduced. Meaning:
  • you may have to leave a doctor you have been seeing for some time and whom you trust.
  • you might be in trouble if you have a medical emergency in a location where there are no nearby hospitals in your network and you are admitted to a bed for more than ER care.
  • the insurers have not been asked to absorb a single dollar's worth of impact in our attempt to create a more fair system.
  • the Conservatives are right. This bill sucks and should be repealed. LET'S START OVER indeed.
 Of course, Conservatives would rather see a more free-market idea. I would rather see the health-insurance industry eviscerated and destroyed.

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